Citra Financial

Citra is not your everyday, low-cost provider.

If your goal is to obtain the best lighting for your facility with the highest product longevity and quality – not just whatever product has the lowest price – we are your solution.

A Focus On Costs VS. Prices

When considering a lighting solution, many companies begin with the price of the products.
Price includes what you pay now and the return on your investment that you earn with the LED lighting solutions you choose.

But neglecting the costs can hurt businesses’ bottom lines.
Costs can include what you end up paying later due to a poor investment decision. This includes loss of money, a loss of time, or usually both.

That’s why, at Citra, we focus on the longevity of all of the solutions we evaluate and install, going far beyond a simple product payback and looking at a year-by-year cash-flow analysis so you know what you are paying for.

In the end, we provide you with a tailored report and unbiased recommendations based on your specific project.


Constellation’s Efficiency Made Easy

When considering energy efficiency projects, successfully choosing the right efficiency provider to help identify and develop solutions to meet your goals can be challenging and is only part of the process – you also need to consider how to pay for these upgrades that provide long term benefits. That’s why Constellation created Efficiency Made Easy ® (EME)
— a solution that can play an integral role in achieving your strategic financial and environmental goals.

This unique, award-winning solution provides an opportunity to pay for these conservation measures with no upfront capital through monthly charges that appear as a single, fixed-price line item as part of your monthly competitive power or gas supply bill from Constellation. You can realize cost savings through a reduction in consumption and an improved load profile, which will positively impact future energy costs and the ability to meet environmental goals over time.

Constellation’s Program Benefits

  • No upfront capital required, flexible 36- to 60-month contract terms—preserve your capital budget while reducing your carbon footprint with lower usage.
  • Ability to install energy solutions today, but delay EME payments up to 24 months—if a customer is currently under contract with another competitive power or gas supplier.
  • Included in your electricity or natural gas bill— the cost of efficiency upgrades will appear as a separate line item on your energy bill.
Constellation An Exelon Company
☀️Efficiency Made Easy® (EME)


CITRA LIGHTING would like you to have a convenient way to acquire our products. This is why we teamed up with the nation’s largest private-independent equipment finance company, Ascentium Capital. With affordable payments, you can acquire the complete solution:

  • Financing and leasing up to $1.5 million
  • Application-only up to $250,000
  • $0 down and deferred payment options
  • Fast credit decisions & broad terms
  • Potential tax savings

Plus: Our 100% financing program enables you to bundle expenses such as shipping, tax and more. This means you may avoid out of pocket expenses.

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Michigan SavesMichigan Saves is a nonprofit green bank that offers financing programs for renewable and energy-efficiency improvements. Low interest financing is available for Michigan residential, commercial, multifamily, and public energy users. For more information visit

Thanks to Michigan Saves partnerships with DTE, Consumers Energy and SEMCO Energy Gas Company, Michigan Saves continues to offer reduced interest rates to commercial and municipal customers for qualifying energy upgrades! With rates as low as 0% APR, commercial customers can take advantage of this special, limited-time financing for custom and prescriptive energy-efficiency projects. Contact Citra to learn more about the programs.

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Acentium Capital Financing solutions

The Benefits of Business FinancingHaving the right machines, equipment, tools and technology are essential for your business to deliver quality work completed on time and on budget. Acquire everything you need to grow your business with Ascentium’s 100% financing solutions for commercial and industrial businesses just like yours!

The Benefits of Business Financing
HealthcareNew technology and equipment can help you better care for patients and enable you to improve patient satisfaction. Ascentium Capital’s healthcare equipment leasing and financing programs enable you to acquire diagnostic imaging equipment, surgical and therapy machines, lobby furniture and fixtures, specialized equipment, software and more! We specialize in healthcare financing and offer 100% financing solutions and tailored programs to suit your specific needs focused on the success of your practice.

Healthcare financing: Take advantage of financing to acquire equipment & technology
HospitalityAscentium Capital’s hospitality equipment leasing and financing solutions can help you grow your property and meet initiatives —without reservation! Acquire nearly anything including FF&E, POS and reservation systems, in-room technology, restaurant items, commercial vehicles and more. Ask about our 100% Soft Goods Program: enables hoteliers to finance bedding, carpeting, drapes and other items with our flexible financing. Learn about the benefits of hospitality financing today.

Financing Hospitality Equipment and Technology without Reservation!
2020 Section 179 Tax SavingsSection 179 of the tax code was created to encourage small businesses to invest in their own growth. Learn how the 2020 Section 179 deduction works, what purchases qualify and how much you might save with Ascentium’s Section 179 tax deduction calculator:

2020 Section 179 Tax Savings: Your business may deduct $1.04 million or more

Contact us to learn more about integrating lighting modernization into your facility

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